CAPITAL SUITE • $5M TO $50M FACILITIES

Institutional Financing & Direct Lending Solutions

Pinnacle Private Credit delivers comprehensive debt financing across the entire middle-market corporate balance sheet. By eliminating bank bureaucracy and syndication friction, we provide rapid, reliable capital for acquisitions, organic expansions, working capital, and recapitalizations.

Summary Comparison of Financing Instruments

Solution Typical Size Position in Stack Tenor Primary Use of Proceeds Key Underwriting Metric Action
Private Credit $5M – $50M Senior Secured / Unitranche 3 – 7 Years Platform Buyouts, Refinancing 2.5x – 4.5x EBITDA View Details →
Corporate Funding $5M – $35M Senior / Growth Debt 2 – 5 Years Capex, Tooling, Facility Scaling Project ROI & Revenue Run-Rate View Details →
Alternative Investments $10M – $50M Senior Collateralized Notes 3 – 10 Years Institutional Capital Allocation Cash Yield & Downside Collateral View Details →
Financing & Mezzanine $5M – $25M Subordinated / 2nd Lien 4 – 6 Years LBO Gap Financing, Growth Equity Buffer Total Leverage & Enterprise Value View Details →
Private Debt Solutions $5M – $40M Asset-Backed / Cash Flow 1 – 4 Years Working Capital, ABL Revolvers Eligible A/R, Inventory, Equipment View Details →
Private Investments $3M – $20M Preferred Equity / Warrants 3 – 7 Years Sponsor Co-Investments, Strategic Recap Equity IRR & Governance Rights View Details →
DETAILED CAPABILITIES

Explore Individual Credit Programs

Private Credit Term Loans
SENIOR SECURED TERM LOANS

Private Credit Solutions

Consolidated unitranche facilities and first-lien credit lines ranging up to $50 million. Designed for private equity sponsors and founder-owned firms executing major transitions without intercreditor disputes.

  • SOFR + 550 – 750 bps floating margins
  • Amortization: 1.0% – 5.0% per annum
  • Execution timeline: 3 to 4 weeks to closing

Read Complete Private Credit Guide →

Corporate Growth Funding
NON-DILUTIVE EXPANSION

Corporate Funding

Capital solutions focused on scaling revenue engines, acquiring strategic machinery, expanding manufacturing square footage, and hiring key commercial personnel without issuing dilutive equity.

  • Facilities: $5M to $35M
  • Flexible interest-only (I/O) draw periods
  • Customized covenants based on performance milestones

Read Corporate Funding Guide →

Alternative Investment Portfolio
INSTITUTIONAL ALLOCATION

Alternative Investments

Providing institutional allocators, pension systems, and family offices with direct co-lending opportunities in highly collateralized senior loans yielding superior risk-adjusted alpha.

  • Direct exposure to top-tier middle market companies
  • Floating-rate quarterly distributions
  • Rigorous institutional reporting and governance

Read Alternative Investments Guide →

Mezzanine Financing and Subordinated Notes
CAPITAL STACK GAP SOLUTIONS

Financing & Mezzanine Debt

Subordinated second-lien notes, mezzanine debt, and structured growth financing that optimize financial leverage while preserving founder control and maximizing sponsor returns.

  • Facilities: $5M to $25M
  • Cash + Payment-in-Kind (PIK) flexible interest structures
  • Subordinated lien status behind working capital revolvers

Read Financing & Mezzanine Guide →

Private Debt and Asset-Based Revolvers
COLLATERALIZED REVOLVING CREDIT

Private Debt Solutions

Asset-backed facilities (ABL) that unlock dormant liquidity trapped in accounts receivable, finished goods inventory, raw materials, and machinery.

  • Advances up to 85% on eligible A/R, 65% on inventory
  • Accordion features that expand automatically as sales grow
  • Daily/weekly borrowing base reconciliation

Read Private Debt Guide →

Sponsor Co-Investments
STRATEGIC CO-INVESTMENT

Private Investments

Structured equity co-investments and preferred shares deployed alongside private equity sponsors to complete platform buyouts and major transformational acquisitions.

  • Investments: $3M to $20M
  • Minority governance rights and board observation seats
  • Co-investment alignment with lead financial sponsors

Read Private Investments Guide →